Payment

I. Introduction to secure payment
A. The importance of security in online transactions
B. Introduction to two-factor authentication
C. Communication objective: to provide information on the security measures in place

II. Two-factor authentication
A. Definition and operation
B. The banking institution's role in defining the process
C. Examples of authentication methods
1. Code received by SMS
2. Unique password
3. Validation via banking application

III. Introduction to 3D Secure
A. Explanation of 3D Secure as an additional layer of security
B. History and development of the 3D Secure system

IV. How 3D Secure works
A. Step-by-step authentication process
1. Redirection to card issuer's domain
2. User authentication
3. Return to online store domain
B. Interaction between customer, bank and merchant

V. Benefits of using 3D Secure
A. Reduced risk of fraud
B. Increased consumer confidence in online payments
C. Compliance with payment services regulations (e.g. PSD2 in Europe)

VI. Conclusion
A. Reaffirming commitment to customer transaction security
B. Encouragement to adopt secure payment practices
C. Invitation to contact for any questions or assistance concerning secure payment